Now is as good a time as any to try and trim your food bill. You might have to due to rising costs or perhaps you’re saving for a holiday or special event and need to shave off some of your unnecessarily expenses. Food is definitely a necessary expense but that doesn’t mean that you shouldn’t look to make your “food dollar” go farther. You can of course try and make the most out of coupons and special offers but let’s be honest here in the UK we haven’t really got a handle on that like our US cousins, plus your average supermarket will only let you use a limited number of coupons so no getting £100 of shopping here for a fiver. But there are small ways where you can change your shopping habits and save pennies, and if you’re a childcare bill like we have then every penny counts! 1. Eat out of your cupboards for a week..,. Take stock of what you have and plan all your meals for the next week. Odds on you have already have what you need to cover most meals, you might just need to do a top up shop for fresh milk and bread. 2. Always shop with a list… Don’t go food shopping without one… EVER! 3. Plan your meals in advance… If you’re stuck for a time and have to think about what to get it will be far too easy to dip into your pocket for a takeaway… View PostLike this? Why not share it?
I’m always looking for new ways to save money and be more efficient at home finances. As a busy working mum this is particularly important as I simply don’t have the time or energy to be worrying about money all the time. Being organised and saving regularly is key for me, and even though we don’t have much left at the end of the month it does mean we have some wiggle room in our budget and we are able to meet all our obligations without too many worries. But is there anything else I can be doing? What else can we do to help ensure we put a little something aside for those rainy days? I asked some of my favourite parenting, lifestyle and money saving bloggers for their advice and here’s what I got. 15 Ways to Boost Your Savings Save a little often Every couple of days, I’m going to log on to online banking and round my balance DOWN to the pound (or £5 if I’m a bit flush – unlikely!) and put the extra into my savings account. So – if I have £25.71 in my bank, I would transfer 71p to the savings account. No idea if that makes sense! coffeecakekids.com We have a £2 jar – every £2 that comes into the house gets popped in – it may not sound much but it soon adds up and once you have a few in there it drives you on to fill it up.… View PostLike this? Why not share it?
Are you trying to feed a family on a budget? Do you resent having to throw out scrappy bits of food that you can’t do anything with? I can answer yes to both of those questions. There’s nothing like a young family to suck up your finances and suddenly dialling out for a pizza isn’t an option – you need to ensure you get value from money and good old fashioned nutrition from your food choices. Living on your own and cooking for one can be just as challenging for a whole heap of reasons. Recipes are always for four or six so it’s easy to end up with waste, and we throw out too much food in this country as it is. So what can you do to make the food in your cupboard and fridge last longer. How can you make the most of what you’re buying and make the leftovers something you’ll want to use again? Here’s some of my tips! Zip lock bags– These are brilliant because they keep scraps fresher for longer but also take up less room in your freezer than storing portions in Tupperware or boxes. Pour in leftover sauces, soups and chilli and flatten them with your hands. Lay them flat in your freezer drawer and you’ll be amazed at how many you can stack up. Buy in bulk – As with most things, it’s cheaper to buy meat and poultry in trays or larger packs and split them up. I do… View PostLike this? Why not share it?
I have a reasonably good grasp of my personal and household expenses but like everyone there are times that I need to cut bills and save money. This may be because of a change in circumstances (e.g. Rise in nursery fees), or because it’s good practice to stop occasionally and see if you’re getting value for money. So what can you do if you feel that your household bills and expensive are increasing, you want to save for something special but don’t have any disposable income to put away, or you just want to create a bit more wiggle room in your bank account? Downgrade your television and streaming packages Check your satellite and cable packages and see if they are value for money. When Small Boy was born I was surprised how little time and mental capacity I had to watch a film. When I looked at the Planner of recorded shows, there were very few films and most of the television programmes were available on Freeview anyway. It made no sense to pay thirty quid a month for channels I wasn’t watching. It’s worth shopping about here if you’re out of your contract with your provider as you can make an instant saving by terminating. Alternatively, if you’ve been a long standing customer they might offer you a better deal to stay, but don’t get stuck in another contract if you’re not really watching the paid for channels. We use our main TV aerial now and a mix… View PostLike this? Why not share it?